Team Garcia Dyess provides personalized mortgage solutions for homebuyers and trusted lending support for real estate agents and builders throughout Atlanta, GA and the surrounding metro area. With decades of combined experience, Theresa Garcia and Joy Dyess bring a powerful blend of industry expertise and relationship-driven service, helping clients and partners navigate the home financing process with clarity, confidence, and consistency.
As a mother-daughter team, Theresa and Joy offer a unique combination of experience, perspective, and shared commitment to the people they serve... creating a level of trust, communication, and care that extends beyond the transaction. Their approach focuses on mortgage financing solutions, including new construction loans, traditional home loans, and tailored lending strategies designed to meet the needs of today's Atlanta homebuyers and real estate professionals.
Theresa Garcia is known for her experience in new construction lending and builder relationships, with over 30 years of experience structuring complex financing and coordinating closely with builders, agents, and buyers to keep transactions moving smoothly from contract to closing. Joy Dyess brings over 15 years of mortgage experience and a client-first approach focused on clear communication, thoughtful guidance, and creating a smooth, supportive experience from application through closing.
Homebuyers across Atlanta trust the team for clear, step-by-step guidance and personalized loan solutions that make the mortgage process feel manageable and straightforward. Real estate agents and builders rely on them as a responsive, solutions-oriented lending partner who communicates proactively, helps protect timelines, and enhances the overall client experience. Their focus is simple... deliver a seamless mortgage experience built on trust, attention to detail, and lasting relationships throughout the Atlanta market.
Theresa Garcia
Branch Leader
Joy Dyess
Loan Officer
"We had an amazing experience working with your team, Joy really stood out to us. She went above and beyond for us throughout the entire home-buying process. She was patient, knowledgeable, responsive, and always willing to take the time to answer our questions and make sure we understood everything. Joy truly worked hard for us and never made us feel like we were just another client. She listened to what we wanted, kept us informed, and was there for us every step of the way. Honestly, we feel that because of Joy’s dedication and the way she worked with us, we were able to get our new home. We are extremely grateful for everything she did for our family and would absolutely recommend her to anyone looking to buy a home!"
