Discussing mortgage closing costs with a loan officer is pretty much a homebuyer's last opportunity to secure the best possible interest rate on a home loan. One way to lower that rate — and your monthly payments — is by purchasing 'mortgage points.'
State License #Joy Dyess is operating under temporary authority to act as a mortgage loan originator in Georgia. She is not yet licensed by the Georgia Department of Banking and Finance. A license application has been submitted, and the Department may grant or deny the license.
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