A HELOC gives you a line of credit built around the equity in your home. You draw what you need, when you need it, and you only pay interest on what you actually use.
- Turn equity into upgrades. Fund the renovation you've been putting off and put your money back into the place you live in every day.
- Take control of high-interest debt. Consolidate credit cards or other debt into one line with a lower rate, and stop paying interest on top of interest.
- Keep your mortgage rate exactly where it is. A HELOC is separate from your first mortgage, so there's no reason to give up a rate you like.
- Get flexibility, not a lump sum you don't need yet. Draw against your line as expenses come up, whether that's tuition this fall or a repair next spring.
- Move fast when it matters. A medical bill, a roof repair that can’t wait, an opportunity that only sticks around for a minute: a HELOC gives you access to funds without starting the mortgage process over.
- Apply 100% online, start to finish
- Get approved fast, without the back-and-forth
- Funding moves quickly once you're approved
- No appraisal required on loan amounts under $400,000
- Pay off existing debt directly through the loan, no extra steps
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*Borrower qualification is required. This is not a commitment to lend. Movement Mortgage is not affiliated, endorsed, or sponsored by the Department of Veterans Affairs or Federal Housing Administration; United States Department of Agriculture or any government agency. Offer may be modified or discontinued at any time without notice. Subject to credit approval and program availability. Reach out to a loan officer for the full list of programs eligible.