A performance-based structure that lets you run your branch as your own profit-and-loss business. You set your compensation, control your costs, and your earnings follow your results.

Your net income is your revenue minus your expenses. You set your compensation quarterly, and any positive net income above your costs is yours, built into your reserve and available to draw down.

Revenue minus total expenses (fixed costs, corporate expenses, variable expenses, commission, and overrides). For example: earn 200 bps on $3M in volume for $60,000 in revenue, carry $36,000 in LO comp and $14,000 in other expenses, and your net income is $10,000.

Full control. You manage your compensation, your fixed and variable expenses, and your margins and pricing exceptions within Movement's pricing policy.

Yes. You receive a detailed monthly P&L, so you always know exactly how your business is performing.

You get the same corporate resources as any Movement loan officer: technology, compliance, underwriting, operations, and full marketing support.

Your reserve holds three months of your fixed expenses. It's funded by your signing bonus and your monthly net income. Once it's above the minimum, the excess is available to withdraw the following quarter.

Negative net income draws from your reserve rather than coming out of pocket, and you won't be asked to repay it. If your reserve dips below the minimum, you adjust your compensation or expenses to rebuild it.